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Asda Lifetime vs Perfect Pet

Compare pet insurance features, coverage, and pricing between Asda Lifetime and Perfect Petto find the best protection for your pet.

Starting Premium

£65.76

Asda Lifetime

£58.28

Perfect Pet

Maximum Cover

No limit

Asda Lifetime

£4,000

Perfect Pet

Customer Rating

4.2

Asda Lifetime

4.2

Perfect Pet

Vet Fees Cover

Covered each year up to no limit per condition with £8,000 yearly limit

Asda Lifetime

Covered for up to £4,000 per condition with unlimited number of conditions

Perfect Pet

Available Policy Types

Asda Lifetime
Perfect Pet
Cover Types
Lifetime
Accident OnlyLifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Asda Lifetime
Perfect Pet
Minimum Premium
£65.76
£58.28
Maximum Premium
£6,341.52
£11,969.87
Average Premium
£611.95
£462.86

Premium Range Comparison

Asda Lifetime
£65.76 - £6,341.52
Perfect Pet
£58.28 - £11,969.87£58.28 - £11,969.87

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Asda Lifetime
Perfect Pet
Vet Fees Coverage

Covered each year up to no limit per condition with £8,000 yearly limit

up to limit per condition/year

Covered for up to £4,000 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£200
£90
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Asda Lifetime
Perfect Pet
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Asda Lifetime
Perfect Pet
Death by Accident Cover
£2,000
£750
Death by Illness Cover
£2,000
£750
Third Party Liability
£1,000,000
£2,500,000
Lost or Stolen Pet
£2,000
£750
Advertising & Reward
£750
£750
Boarding Fees
£2,000
£750

Support Services

Asda Lifetime
Perfect Pet
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Asda Lifetime

Total Policies

11355

Dogs

7435

65%

Cats

3920

35%

Perfect Pet

Total Policies

16896

Dogs

10911

65%

Cats

5985

35%

Asda Lifetime Distribution

Dogs
Cats

Perfect Pet Distribution

Dogs
Cats

Making Your Decision

When comparing Asda Lifetime and Perfect Pet, consider how each provider's strengths align with your pet's specific needs. Asda Lifetime's average premium of £611.95compared to Perfect Pet's £462.86 should be weighed against the coverage and benefits each provider offers.

Best for Asda Lifetime:

  • Third party liability coverage

Best for Perfect Pet:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.