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Bought By Many vs Marks and Spencer Premier

Compare pet insurance features, coverage, and pricing between Bought By Many and Marks and Spencer Premierto find the best protection for your pet.

Starting Premium

£50.88

Bought By Many

£85.47

Marks and Spencer Premier

Maximum Cover

No limit

Bought By Many

No limit

Marks and Spencer Premier

Customer Rating

4.2

Bought By Many

4.2

Marks and Spencer Premier

Vet Fees Cover

Covered each year up to no limit per condition with £7,000 yearly limit

Bought By Many

Covered each year up to no limit per condition with £5,000 yearly limit

Marks and Spencer Premier

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Available Policy Types

Bought By Many
Marks and Spencer Premier
Cover Types
Lifetime
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Bought By Many
Marks and Spencer Premier
Minimum Premium
£50.88
£85.47
Maximum Premium
£4,238.63
£2,095.41
Average Premium
£398.93
£581.25

Premium Range Comparison

Bought By Many
£50.88 - £4,238.63
Marks and Spencer Premier
£85.47 - £2,095.41

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Bought By Many
Marks and Spencer Premier
Vet Fees Coverage

Covered each year up to no limit per condition with £7,000 yearly limit

up to limit per condition/year

Covered each year up to no limit per condition with £5,000 yearly limit

up to limit per condition/year

Standard Excess
£160
£225
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Bought By Many
Marks and Spencer Premier
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Bought By Many
Marks and Spencer Premier
Death by Accident Cover
£6,000
£1,500
Death by Illness Cover
£6,000
£1,500
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£6,000
£1,500
Advertising & Reward
£6,000
£1,250
Boarding Fees
£2,000
£750 Limited to a maximum of £70 per week
Travel Coverage

Support Services

Bought By Many
Marks and Spencer Premier
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Bought By Many

Total Policies

10647

Dogs

7238

68%

Cats

3409

32%

Marks and Spencer Premier

Total Policies

4438

Dogs

2870

65%

Cats

1568

35%

Bought By Many Distribution

Dogs
Cats

Marks and Spencer Premier Distribution

Dogs
Cats

Making Your Decision

When comparing Bought By Many and Marks and Spencer Premier, consider how each provider's strengths align with your pet's specific needs. Bought By Many's average premium of £398.93compared to Marks and Spencer Premier's £581.25 should be weighed against the coverage and benefits each provider offers.

Best for Bought By Many:

  • More affordable starting premiums
  • Comprehensive coverage options for your pet type

Best for Marks and Spencer Premier:

  • Established market presence and reputation

Important Considerations

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.