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Bought By Many vs Napo Balance

Compare pet insurance features, coverage, and pricing between Bought By Many and Napo Balanceto find the best protection for your pet.

Starting Premium

£50.88

Bought By Many

£124.20

Napo Balance

Maximum Cover

No limit

Bought By Many

No limit

Napo Balance

Customer Rating

4.2

Bought By Many

4.2

Napo Balance

Vet Fees Cover

Covered each year up to no limit per condition with £7,000 yearly limit

Bought By Many

Covered each year up to no limit per condition with £8,000 yearly limit

Napo Balance

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Available Policy Types

Bought By Many
Napo Balance
Cover Types
Lifetime
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Bought By Many
Napo Balance
Minimum Premium
£50.88
£124.20
Maximum Premium
£4,238.63
£6,854.44
Average Premium
£398.93
£675.39

Premium Range Comparison

Bought By Many
£50.88 - £4,238.63
Napo Balance
£124.20 - £6,854.44

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Bought By Many
Napo Balance
Vet Fees Coverage

Covered each year up to no limit per condition with £7,000 yearly limit

up to limit per condition/year

Covered each year up to no limit per condition with £8,000 yearly limit

up to limit per condition/year

Standard Excess
£160
£99
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Bought By Many
Napo Balance
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Bought By Many
Napo Balance
Death by Accident Cover
£6,000
£2,000
Death by Illness Cover
£6,000
£2,000
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£6,000
£2,000
Advertising & Reward
£6,000
£2,000
Boarding Fees
£2,000
£1,000
Travel Coverage

Support Services

Bought By Many
Napo Balance
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Bought By Many

Total Policies

10647

Dogs

7238

68%

Cats

3409

32%

Napo Balance

Total Policies

2629

Dogs

1769

67%

Cats

860

33%

Bought By Many Distribution

Dogs
Cats

Napo Balance Distribution

Dogs
Cats

Making Your Decision

When comparing Bought By Many and Napo Balance, consider how each provider's strengths align with your pet's specific needs. Bought By Many's average premium of £398.93compared to Napo Balance's £675.39 should be weighed against the coverage and benefits each provider offers.

Best for Bought By Many:

  • More affordable starting premiums
  • Comprehensive coverage options for your pet type

Best for Napo Balance:

  • Established market presence and reputation

Important Considerations

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.