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Co Op Insurance Lifetime vs Healthy Pets

Compare pet insurance features, coverage, and pricing between Co Op Insurance Lifetime and Healthy Petsto find the best protection for your pet.

Starting Premium

£55.92

Co Op Insurance Lifetime

£50.41

Healthy Pets

Maximum Cover

No limit

Co Op Insurance Lifetime

£7,500

Healthy Pets

Customer Rating

4.2

Co Op Insurance Lifetime

4.2

Healthy Pets

Vet Fees Cover

Covered each year up to no limit per condition with £7,500 yearly limit

Co Op Insurance Lifetime

Covered for up to £7,500 per condition with unlimited number of conditions

Healthy Pets

Available Policy Types

Co Op Insurance Lifetime
Healthy Pets
Cover Types
Lifetime
Accident OnlyLifetimeMax Benefit

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Co Op Insurance Lifetime
Healthy Pets
Minimum Premium
£55.92
£50.41
Maximum Premium
£8,790.60
£4,151.44
Average Premium
£591.57
£310.84

Premium Range Comparison

Co Op Insurance Lifetime
£55.92 - £8,790.60
Healthy Pets
£50.41 - £4,151.44£50.41 - £4,151.44

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Co Op Insurance Lifetime
Healthy Pets
Vet Fees Coverage

Covered each year up to no limit per condition with £7,500 yearly limit

up to limit per condition/year

Covered for up to £7,500 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£200
£125
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Co Op Insurance Lifetime
Healthy Pets
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Co Op Insurance Lifetime
Healthy Pets
Death by Accident Cover
£500
£500
Death by Illness Cover
£500
£500
Third Party Liability
£1,000,000
£1,000,000
Lost or Stolen Pet
£500
£500
Advertising & Reward
£500
£500
Boarding Fees
£500
£500

Support Services

Co Op Insurance Lifetime
Healthy Pets
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Co Op Insurance Lifetime

Total Policies

14202

Dogs

9036

64%

Cats

5166

36%

Healthy Pets

Total Policies

13332

Dogs

8760

66%

Cats

4572

34%

Co Op Insurance Lifetime Distribution

Dogs
Cats

Healthy Pets Distribution

Dogs
Cats

Making Your Decision

When comparing Co Op Insurance Lifetime and Healthy Pets, consider how each provider's strengths align with your pet's specific needs. Co Op Insurance Lifetime's average premium of £591.57compared to Healthy Pets's £310.84 should be weighed against the coverage and benefits each provider offers.

Best for Co Op Insurance Lifetime:

  • Third party liability coverage

Best for Healthy Pets:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.