Home/Compare/Co Op Insurance Time Limited vs Lifetime Pet

Co Op Insurance Time Limited vs Lifetime Pet

Compare pet insurance features, coverage, and pricing between Co Op Insurance Time Limited and Lifetime Petto find the best protection for your pet.

Starting Premium

£50.64

Co Op Insurance Time Limited

£73.80

Lifetime Pet

Maximum Cover

No limit

Co Op Insurance Time Limited

No limit

Lifetime Pet

Customer Rating

4.2

Co Op Insurance Time Limited

4.2

Lifetime Pet

Vet Fees Cover

Covered for up to no limit per condition with £5,000 yearly limit

Co Op Insurance Time Limited

Covered each year up to no limit per condition with £6,000 yearly limit

Lifetime Pet

Available Policy Types

Co Op Insurance Time Limited
Lifetime Pet
Cover Types
Time Limited
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Co Op Insurance Time Limited
Lifetime Pet
Minimum Premium
£50.64
£73.80
Maximum Premium
£4,392.12
£2,203.08
Average Premium
£388.40
£382.87

Premium Range Comparison

Co Op Insurance Time Limited
£50.64 - £4,392.12
Lifetime Pet
£73.80 - £2,203.08£73.80 - £2,203.08

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Co Op Insurance Time Limited
Lifetime Pet
Vet Fees Coverage

Covered for up to no limit per condition with £5,000 yearly limit

up to limit per condition/year

Covered each year up to no limit per condition with £6,000 yearly limit

up to limit per condition/year

Standard Excess
£200
£199
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Co Op Insurance Time Limited
Lifetime Pet
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Co Op Insurance Time Limited
Lifetime Pet
Death by Accident Cover
£1,500
£500
Death by Illness Cover
£1,500
£500
Third Party Liability
£1,000,000
£1,000,000
Lost or Stolen Pet
£1,000
FALSE
Advertising & Reward
£1,000
FALSE
Boarding Fees
£1,000
FALSE

Support Services

Co Op Insurance Time Limited
Lifetime Pet
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Co Op Insurance Time Limited

Total Policies

4734

Dogs

3012

64%

Cats

1722

36%

Lifetime Pet

Total Policies

8580

Dogs

5525

64%

Cats

3055

36%

Co Op Insurance Time Limited Distribution

Dogs
Cats

Lifetime Pet Distribution

Dogs
Cats

Making Your Decision

When comparing Co Op Insurance Time Limited and Lifetime Pet, consider how each provider's strengths align with your pet's specific needs. Co Op Insurance Time Limited's average premium of £388.40compared to Lifetime Pet's £382.87 should be weighed against the coverage and benefits each provider offers.

Best for Co Op Insurance Time Limited:

  • More affordable starting premiums
  • Third party liability coverage

Best for Lifetime Pet:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.