Home/Compare/Co Op Insurance Time Limited vs LV

Co Op Insurance Time Limited vs LV

Compare pet insurance features, coverage, and pricing between Co Op Insurance Time Limited and LVto find the best protection for your pet.

Starting Premium

£50.64

Co Op Insurance Time Limited

£47.22

LV

Maximum Cover

No limit

Co Op Insurance Time Limited

£2,500

LV

Customer Rating

4.2

Co Op Insurance Time Limited

4.2

LV

Vet Fees Cover

Covered for up to no limit per condition with £5,000 yearly limit

Co Op Insurance Time Limited

Covered for up to £2,500 per condition with unlimited number of conditions

LV

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Available Policy Types

Co Op Insurance Time Limited
LV
Cover Types
Time Limited
LifetimeTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Co Op Insurance Time Limited
LV
Minimum Premium
£50.64
£47.22
Maximum Premium
£4,392.12
£3,492.56
Average Premium
£388.40
£369.77

Premium Range Comparison

Co Op Insurance Time Limited
£50.64 - £4,392.12
LV
£47.22 - £3,492.56

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Co Op Insurance Time Limited
LV
Vet Fees Coverage

Covered for up to no limit per condition with £5,000 yearly limit

up to limit per condition/year

Covered for up to £2,500 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£200
£75
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Co Op Insurance Time Limited
LV
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Co Op Insurance Time Limited
LV
Death by Accident Cover
£1,500
£1,500
Death by Illness Cover
£1,500
£1,500
Third Party Liability
£1,000,000
£2,000,000
Lost or Stolen Pet
£1,000
£1,500
Advertising & Reward
£1,000
£1,500
Boarding Fees
£1,000
£1,500
Travel Coverage

Support Services

Co Op Insurance Time Limited
LV
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Co Op Insurance Time Limited

Total Policies

4734

Dogs

3012

64%

Cats

1722

36%

LV

Total Policies

10440

Dogs

6958

67%

Cats

3482

33%

Co Op Insurance Time Limited Distribution

Dogs
Cats

LV Distribution

Dogs
Cats

Making Your Decision

When comparing Co Op Insurance Time Limited and LV, consider how each provider's strengths align with your pet's specific needs. Co Op Insurance Time Limited's average premium of £388.40compared to LV's £369.77 should be weighed against the coverage and benefits each provider offers.

Best for Co Op Insurance Time Limited:

  • Comprehensive coverage options for your pet type

Best for LV:

  • More affordable starting premiums
  • Established market presence and reputation

Important Considerations

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.