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Cover My vs Frank Lifetime 5000

Compare pet insurance features, coverage, and pricing between Cover My and Frank Lifetime 5000to find the best protection for your pet.

Starting Premium

£67.48

Cover My

£108.48

Frank Lifetime 5000

Maximum Cover

£4,000

Cover My

£5,000

Frank Lifetime 5000

Customer Rating

4.2

Cover My

4.2

Frank Lifetime 5000

Vet Fees Cover

Covered for up to £4,000 per condition with unlimited number of conditions

Cover My

Covered each year up to £5,000 per condition with unlimited number of conditions

Frank Lifetime 5000

Available Policy Types

Cover My
Frank Lifetime 5000
Cover Types
LifetimeMax BenefitTime Limited
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Cover My
Frank Lifetime 5000
Minimum Premium
£67.48
£108.48
Maximum Premium
£17,941.76
£3,334.56
Average Premium
£695.64
£539.77

Premium Range Comparison

Cover My
£67.48 - £17,941.76
Frank Lifetime 5000
£108.48 - £3,334.56£108.48 - £3,334.56

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Cover My
Frank Lifetime 5000
Vet Fees Coverage

Covered for up to £4,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered each year up to £5,000 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£50
£99
Co-payment
15%
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Cover My
Frank Lifetime 5000
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Cover My
Frank Lifetime 5000
Death by Accident Cover
£750
£1,000
Death by Illness Cover
£750
£1,000
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£750
£1,000
Advertising & Reward
FALSE
£200
Boarding Fees
FALSE
FALSE

Support Services

Cover My
Frank Lifetime 5000
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Cover My

Total Policies

11928

Dogs

8588

72%

Cats

3340

28%

Frank Lifetime 5000

Total Policies

2608

Dogs

1744

67%

Cats

864

33%

Cover My Distribution

Dogs
Cats

Frank Lifetime 5000 Distribution

Dogs
Cats

Making Your Decision

When comparing Cover My and Frank Lifetime 5000, consider how each provider's strengths align with your pet's specific needs. Cover My's average premium of £695.64compared to Frank Lifetime 5000's £539.77 should be weighed against the coverage and benefits each provider offers.

Best for Cover My:

  • More affordable starting premiums
  • Third party liability coverage

Best for Frank Lifetime 5000:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.