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Cover My vs Insure Your Paws

Compare pet insurance features, coverage, and pricing between Cover My and Insure Your Pawsto find the best protection for your pet.

Starting Premium

£67.48

Cover My

£58.00

Insure Your Paws

Maximum Cover

£4,000

Cover My

£6,000

Insure Your Paws

Customer Rating

4.2

Cover My

4.2

Insure Your Paws

Vet Fees Cover

Covered for up to £4,000 per condition with unlimited number of conditions

Cover My

Covered for up to £6,000 per condition with unlimited number of conditions

Insure Your Paws

Available Policy Types

Cover My
Insure Your Paws
Cover Types
LifetimeMax BenefitTime Limited
LifetimeMax Benefit

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Cover My
Insure Your Paws
Minimum Premium
£67.48
£58.00
Maximum Premium
£17,941.76
£8,394.83
Average Premium
£695.64
£560.98

Premium Range Comparison

Cover My
£67.48 - £17,941.76
Insure Your Paws
£58.00 - £8,394.83£58.00 - £8,394.83

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Cover My
Insure Your Paws
Vet Fees Coverage

Covered for up to £4,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered for up to £6,000 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£50
£99
Co-payment
15%
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Cover My
Insure Your Paws
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Cover My
Insure Your Paws
Death by Accident Cover
£750
£500
Death by Illness Cover
£750
£500
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£750
£750
Advertising & Reward
FALSE
£750
Boarding Fees
FALSE
£750

Support Services

Cover My
Insure Your Paws
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Cover My

Total Policies

11928

Dogs

8588

72%

Cats

3340

28%

Insure Your Paws

Total Policies

10752

Dogs

7206

67%

Cats

3546

33%

Cover My Distribution

Dogs
Cats

Insure Your Paws Distribution

Dogs
Cats

Making Your Decision

When comparing Cover My and Insure Your Paws, consider how each provider's strengths align with your pet's specific needs. Cover My's average premium of £695.64compared to Insure Your Paws's £560.98 should be weighed against the coverage and benefits each provider offers.

Best for Cover My:

  • Third party liability coverage

Best for Insure Your Paws:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.