Cover My vs LV
Compare pet insurance features, coverage, and pricing between Cover My and LVto find the best protection for your pet.
Starting Premium
£67.48
Cover My
£47.22
LV
Maximum Cover
£4,000
Cover My
£2,500
LV
Customer Rating
4.2
Cover My
4.2
LV
Vet Fees Cover
Covered for up to £4,000 per condition with unlimited number of conditions
Cover My
Covered for up to £2,500 per condition with unlimited number of conditions
LV
Available Policy Types
About Policy Types
Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.
Premium Analysis
Premium Range Comparison
Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.
Policy Coverage & Exclusions
Covered for up to £4,000 per condition with unlimited number of conditions
up to limit per condition/year
Covered for up to £2,500 per condition with unlimited number of conditions
up to limit per condition/year
Important Coverage Notes
Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.
Claims Process
Additional Benefits
Support Services
Customer Base Analysis
Cover My
Total Policies
11928
Dogs
8588
72%
Cats
3340
28%
LV
Total Policies
10440
Dogs
6958
67%
Cats
3482
33%
Cover My Distribution
LV Distribution
Making Your Decision
When comparing Cover My and LV, consider how each provider's strengths align with your pet's specific needs. Cover My's average premium of £695.64compared to LV's £369.77 should be weighed against the coverage and benefits each provider offers.
Best for Cover My:
- Third party liability coverage
Best for LV:
- More affordable starting premiums
- Third party liability coverage
Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.