Cover My vs Petsure Lifetime 12k
Compare pet insurance features, coverage, and pricing between Cover My and Petsure Lifetime 12kto find the best protection for your pet.
Starting Premium
£67.48
Cover My
£116.55
Petsure Lifetime 12k
Maximum Cover
£4,000
Cover My
No limit
Petsure Lifetime 12k
Customer Rating
4.2
Cover My
4.2
Petsure Lifetime 12k
Vet Fees Cover
Covered for up to £4,000 per condition with unlimited number of conditions
Cover My
Covered each year up to no limit per condition with £12,000 yearly limit
Petsure Lifetime 12k
Available Policy Types
About Policy Types
Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.
Premium Analysis
Premium Range Comparison
Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.
Policy Coverage & Exclusions
Covered for up to £4,000 per condition with unlimited number of conditions
up to limit per condition/year
Covered each year up to no limit per condition with £12,000 yearly limit
up to limit per condition/year
Important Coverage Notes
Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.
Claims Process
Additional Benefits
Support Services
Customer Base Analysis
Cover My
Total Policies
11928
Dogs
8588
72%
Cats
3340
28%
Petsure Lifetime 12k
Total Policies
2438
Dogs
1582
65%
Cats
856
35%
Cover My Distribution
Petsure Lifetime 12k Distribution
Making Your Decision
When comparing Cover My and Petsure Lifetime 12k, consider how each provider's strengths align with your pet's specific needs. Cover My's average premium of £695.64compared to Petsure Lifetime 12k's £998.19 should be weighed against the coverage and benefits each provider offers.
Best for Cover My:
- More affordable starting premiums
- Third party liability coverage
Best for Petsure Lifetime 12k:
- Third party liability coverage
Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.