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Healthy Pets vs Pet Protect

Compare pet insurance features, coverage, and pricing between Healthy Pets and Pet Protectto find the best protection for your pet.

Starting Premium

£50.41

Healthy Pets

£95.20

Pet Protect

Maximum Cover

£7,500

Healthy Pets

No limit

Pet Protect

Customer Rating

4.2

Healthy Pets

4.2

Pet Protect

Vet Fees Cover

Covered for up to £7,500 per condition with unlimited number of conditions

Healthy Pets

Covered each year up to no limit per condition with £6,000 yearly limit

Pet Protect

Available Policy Types

Healthy Pets
Pet Protect
Cover Types
Accident OnlyLifetimeMax Benefit
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Healthy Pets
Pet Protect
Minimum Premium
£50.41
£95.20
Maximum Premium
£4,151.44
£1,616.16
Average Premium
£310.84
£317.78

Premium Range Comparison

Healthy Pets
£50.41 - £4,151.44
Pet Protect
£95.20 - £1,616.16£95.20 - £1,616.16

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Healthy Pets
Pet Protect
Vet Fees Coverage

Covered for up to £7,500 per condition with unlimited number of conditions

up to limit per condition/year

Covered each year up to no limit per condition with £6,000 yearly limit

up to limit per condition/year

Standard Excess
£125
£95
Co-payment
N/A
5%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Healthy Pets
Pet Protect
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Healthy Pets
Pet Protect
Death by Accident Cover
£500
£750
Death by Illness Cover
£500
FALSE
Third Party Liability
£1,000,000
£1,000,000
Lost or Stolen Pet
£500
£750
Advertising & Reward
£500
£500
Boarding Fees
£500
£500

Support Services

Healthy Pets
Pet Protect
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Healthy Pets

Total Policies

13332

Dogs

8760

66%

Cats

4572

34%

Pet Protect

Total Policies

3248

Dogs

2226

69%

Cats

1022

31%

Healthy Pets Distribution

Dogs
Cats

Pet Protect Distribution

Dogs
Cats

Making Your Decision

When comparing Healthy Pets and Pet Protect, consider how each provider's strengths align with your pet's specific needs. Healthy Pets's average premium of £310.84compared to Pet Protect's £317.78 should be weighed against the coverage and benefits each provider offers.

Best for Healthy Pets:

  • More affordable starting premiums
  • Third party liability coverage

Best for Pet Protect:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.