Home/Compare/John Lewis vs PetPlanUK Essential Cat

John Lewis vs PetPlanUK Essential Cat

Compare pet insurance features, coverage, and pricing between John Lewis and PetPlanUK Essential Catto find the best protection for your pet.

Starting Premium

£40.74

John Lewis

£111.96

PetPlanUK Essential Cat

Maximum Cover

No limit

John Lewis

£3000

PetPlanUK Essential Cat

Customer Rating

4.2

John Lewis

4.2

PetPlanUK Essential Cat

Vet Fees Cover

Covered each year up to no limit per condition with £9,000 yearly limit

John Lewis

PetPlanUK Essential Cat

Available Policy Types

John Lewis
PetPlanUK Essential Cat
Cover Types
Lifetime
Time Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

John Lewis
PetPlanUK Essential Cat
Minimum Premium
£40.74
£111.96
Maximum Premium
£12,319.18
£965.88
Average Premium
£558.45
£286.02

Premium Range Comparison

John Lewis
£40.74 - £12,319.18
PetPlanUK Essential Cat
£111.96 - £965.88£111.96 - £965.88

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

John Lewis
PetPlanUK Essential Cat
Vet Fees Coverage

Covered each year up to no limit per condition with £9,000 yearly limit

up to limit per condition/year

up to limit per condition/year

Standard Excess
£100
£85
Co-payment
20%
20%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

John Lewis
PetPlanUK Essential Cat
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

John Lewis
PetPlanUK Essential Cat
Death by Accident Cover
£1,500
£3000
Death by Illness Cover
£1,500
£3000
Third Party Liability
£2,000,000
Lost or Stolen Pet
£1,500
£3000
Advertising & Reward
£300
£2000
Boarding Fees
£1,500
£2000

Support Services

John Lewis
PetPlanUK Essential Cat
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

John Lewis

Total Policies

13830

Dogs

9108

66%

Cats

4722

34%

PetPlanUK Essential Cat

Total Policies

746

Dogs

0

0%

Cats

746

100%

John Lewis Distribution

Dogs
Cats

PetPlanUK Essential Cat Distribution

Dogs
Cats

Making Your Decision

When comparing John Lewis and PetPlanUK Essential Cat, consider how each provider's strengths align with your pet's specific needs. John Lewis's average premium of £558.45compared to PetPlanUK Essential Cat's £286.02 should be weighed against the coverage and benefits each provider offers.

Best for John Lewis:

  • More affordable starting premiums
  • Third party liability coverage

Best for PetPlanUK Essential Cat:

    Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.