John Lewis vs Scratch and Patch
Compare pet insurance features, coverage, and pricing between John Lewis and Scratch and Patchto find the best protection for your pet.
Starting Premium
£40.74
John Lewis
£63.34
Scratch and Patch
Maximum Cover
No limit
John Lewis
£4,000
Scratch and Patch
Customer Rating
4.2
John Lewis
4.2
Scratch and Patch
Vet Fees Cover
Covered each year up to no limit per condition with £9,000 yearly limit
John Lewis
Covered for up to £4,000 per condition with unlimited number of conditions
Scratch and Patch
Available Policy Types
About Policy Types
Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.
Premium Analysis
Premium Range Comparison
Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.
Policy Coverage & Exclusions
Covered each year up to no limit per condition with £9,000 yearly limit
up to limit per condition/year
Covered for up to £4,000 per condition with unlimited number of conditions
up to limit per condition/year
Important Coverage Notes
Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.
Claims Process
Additional Benefits
Support Services
Customer Base Analysis
John Lewis
Total Policies
13830
Dogs
9108
66%
Cats
4722
34%
Scratch and Patch
Total Policies
13145
Dogs
8845
67%
Cats
4300
33%
John Lewis Distribution
Scratch and Patch Distribution
Making Your Decision
When comparing John Lewis and Scratch and Patch, consider how each provider's strengths align with your pet's specific needs. John Lewis's average premium of £558.45compared to Scratch and Patch's £442.48 should be weighed against the coverage and benefits each provider offers.
Best for John Lewis:
- More affordable starting premiums
- Third party liability coverage
Best for Scratch and Patch:
- Third party liability coverage
Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.