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Perfect Pet vs Purely Pets

Compare pet insurance features, coverage, and pricing between Perfect Pet and Purely Petsto find the best protection for your pet.

Starting Premium

£58.28

Perfect Pet

£46.20

Purely Pets

Maximum Cover

£4,000

Perfect Pet

No limit

Purely Pets

Customer Rating

4.2

Perfect Pet

4.2

Purely Pets

Vet Fees Cover

Covered for up to £4,000 per condition with unlimited number of conditions

Perfect Pet

Covered each year up to no limit per condition with £9,000 yearly limit

Purely Pets

Available Policy Types

Perfect Pet
Purely Pets
Cover Types
Accident OnlyLifetimeMax BenefitTime Limited
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Perfect Pet
Purely Pets
Minimum Premium
£58.28
£46.20
Maximum Premium
£11,969.87
£15,000.00
Average Premium
£462.86
£919.82

Premium Range Comparison

Perfect Pet
£58.28 - £11,969.87
Purely Pets
£46.20 - £15,000.00£46.20 - £15,000.00

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Perfect Pet
Purely Pets
Vet Fees Coverage

Covered for up to £4,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered each year up to no limit per condition with £9,000 yearly limit

up to limit per condition/year

Standard Excess
£90
£160
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Perfect Pet
Purely Pets
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Perfect Pet
Purely Pets
Death by Accident Cover
£750
£2,000
Death by Illness Cover
£750
£2,000
Third Party Liability
£2,500,000
£2,000,000
Lost or Stolen Pet
£750
£2,000
Advertising & Reward
£750
£2,000
Boarding Fees
£750
£2,000

Support Services

Perfect Pet
Purely Pets
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Perfect Pet

Total Policies

16896

Dogs

10911

65%

Cats

5985

35%

Purely Pets

Total Policies

21177

Dogs

13455

64%

Cats

7722

36%

Perfect Pet Distribution

Dogs
Cats

Purely Pets Distribution

Dogs
Cats

Making Your Decision

When comparing Perfect Pet and Purely Pets, consider how each provider's strengths align with your pet's specific needs. Perfect Pet's average premium of £462.86compared to Purely Pets's £919.82 should be weighed against the coverage and benefits each provider offers.

Best for Perfect Pet:

  • Third party liability coverage

Best for Purely Pets:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.