Home/Compare/Perfect Pet vs Sainsburys

Perfect Pet vs Sainsburys

Compare pet insurance features, coverage, and pricing between Perfect Pet and Sainsburysto find the best protection for your pet.

Starting Premium

£58.28

Perfect Pet

£81.24

Sainsburys

Maximum Cover

£4,000

Perfect Pet

£6,000

Sainsburys

Customer Rating

4.2

Perfect Pet

4.2

Sainsburys

Vet Fees Cover

Covered for up to £4,000 per condition with unlimited number of conditions

Perfect Pet

Covered for up to £6,000 per condition with unlimited number of conditions

Sainsburys

Available Policy Types

Perfect Pet
Sainsburys
Cover Types
Accident OnlyLifetimeMax BenefitTime Limited
LifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Perfect Pet
Sainsburys
Minimum Premium
£58.28
£81.24
Maximum Premium
£11,969.87
£3,263.28
Average Premium
£462.86
£336.98

Premium Range Comparison

Perfect Pet
£58.28 - £11,969.87
Sainsburys
£81.24 - £3,263.28£81.24 - £3,263.28

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Perfect Pet
Sainsburys
Vet Fees Coverage

Covered for up to £4,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered for up to £6,000 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£90
£99
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Perfect Pet
Sainsburys
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Perfect Pet
Sainsburys
Death by Accident Cover
£750
£1,500
Death by Illness Cover
£750
£1,500
Third Party Liability
£2,500,000
£2,000,000
Lost or Stolen Pet
£750
£1,500
Advertising & Reward
£750
£1,500
Boarding Fees
£750
£1,500

Support Services

Perfect Pet
Sainsburys
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Perfect Pet

Total Policies

16896

Dogs

10911

65%

Cats

5985

35%

Sainsburys

Total Policies

10380

Dogs

6876

66%

Cats

3504

34%

Perfect Pet Distribution

Dogs
Cats

Sainsburys Distribution

Dogs
Cats

Making Your Decision

When comparing Perfect Pet and Sainsburys, consider how each provider's strengths align with your pet's specific needs. Perfect Pet's average premium of £462.86compared to Sainsburys's £336.98 should be weighed against the coverage and benefits each provider offers.

Best for Perfect Pet:

  • More affordable starting premiums
  • Third party liability coverage

Best for Sainsburys:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.