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Pet Insurance vs Petsure Lifetime 12k

Compare pet insurance features, coverage, and pricing between Pet Insurance and Petsure Lifetime 12kto find the best protection for your pet.

Starting Premium

£54.08

Pet Insurance

£116.55

Petsure Lifetime 12k

Maximum Cover

No limit

Pet Insurance

No limit

Petsure Lifetime 12k

Customer Rating

4.2

Pet Insurance

4.2

Petsure Lifetime 12k

Vet Fees Cover

Covered for up to no limit per condition with £3,500 yearly limit

Pet Insurance

Covered each year up to no limit per condition with £12,000 yearly limit

Petsure Lifetime 12k

Available Policy Types

Pet Insurance
Petsure Lifetime 12k
Cover Types
LifetimeTime Limited
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Pet Insurance
Petsure Lifetime 12k
Minimum Premium
£54.08
£116.55
Maximum Premium
£2,008.78
£15,704.35
Average Premium
£248.90
£998.19

Premium Range Comparison

Pet Insurance
£54.08 - £2,008.78
Petsure Lifetime 12k
£116.55 - £15,704.35£116.55 - £15,704.35

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Pet Insurance
Petsure Lifetime 12k
Vet Fees Coverage

Covered for up to no limit per condition with £3,500 yearly limit

up to limit per condition/year

Covered each year up to no limit per condition with £12,000 yearly limit

up to limit per condition/year

Standard Excess
£95
£100
Co-payment
5%
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Pet Insurance
Petsure Lifetime 12k
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Pet Insurance
Petsure Lifetime 12k
Death by Accident Cover
£1,000
£5,000
Death by Illness Cover
£1,000
£5,000
Third Party Liability
£1,250,000
£2,000,000
Lost or Stolen Pet
£750
£5,000
Advertising & Reward
£700
£250
Boarding Fees
£750
£1,500

Support Services

Pet Insurance
Petsure Lifetime 12k
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Pet Insurance

Total Policies

5234

Dogs

3570

68%

Cats

1664

32%

Petsure Lifetime 12k

Total Policies

2438

Dogs

1582

65%

Cats

856

35%

Pet Insurance Distribution

Dogs
Cats

Petsure Lifetime 12k Distribution

Dogs
Cats

Making Your Decision

When comparing Pet Insurance and Petsure Lifetime 12k, consider how each provider's strengths align with your pet's specific needs. Pet Insurance's average premium of £248.90compared to Petsure Lifetime 12k's £998.19 should be weighed against the coverage and benefits each provider offers.

Best for Pet Insurance:

  • More affordable starting premiums
  • Third party liability coverage

Best for Petsure Lifetime 12k:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.