Home/Compare/Post Office vs Purely Pets

Post Office vs Purely Pets

Compare pet insurance features, coverage, and pricing between Post Office and Purely Petsto find the best protection for your pet.

Starting Premium

£82.20

Post Office

£46.20

Purely Pets

Maximum Cover

£2,000

Post Office

No limit

Purely Pets

Customer Rating

4.2

Post Office

4.2

Purely Pets

Vet Fees Cover

Covered for up to £2,000 per condition with unlimited number of conditions

Post Office

Covered each year up to no limit per condition with £9,000 yearly limit

Purely Pets

Available Policy Types

Post Office
Purely Pets
Cover Types
LifetimeMax BenefitTime Limited
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Post Office
Purely Pets
Minimum Premium
£82.20
£46.20
Maximum Premium
£3,930.96
£15,000.00
Average Premium
£289.31
£919.82

Premium Range Comparison

Post Office
£82.20 - £3,930.96
Purely Pets
£46.20 - £15,000.00£46.20 - £15,000.00

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Post Office
Purely Pets
Vet Fees Coverage

Covered for up to £2,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered each year up to no limit per condition with £9,000 yearly limit

up to limit per condition/year

Standard Excess
£100
£160
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Post Office
Purely Pets
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Post Office
Purely Pets
Death by Accident Cover
£750
£2,000
Death by Illness Cover
£750
£2,000
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£750
£2,000
Advertising & Reward
£750
£2,000
Boarding Fees
£750
£2,000

Support Services

Post Office
Purely Pets
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Post Office

Total Policies

10398

Dogs

6882

66%

Cats

3516

34%

Purely Pets

Total Policies

21177

Dogs

13455

64%

Cats

7722

36%

Post Office Distribution

Dogs
Cats

Purely Pets Distribution

Dogs
Cats

Making Your Decision

When comparing Post Office and Purely Pets, consider how each provider's strengths align with your pet's specific needs. Post Office's average premium of £289.31compared to Purely Pets's £919.82 should be weighed against the coverage and benefits each provider offers.

Best for Post Office:

  • Third party liability coverage

Best for Purely Pets:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.