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Post Office vs Tesco

Compare pet insurance features, coverage, and pricing between Post Office and Tescoto find the best protection for your pet.

Starting Premium

£82.20

Post Office

£40.34

Tesco

Maximum Cover

£2,000

Post Office

£7,500

Tesco

Customer Rating

4.2

Post Office

4.2

Tesco

Vet Fees Cover

Covered for up to £2,000 per condition with unlimited number of conditions

Post Office

Covered for up to £7,500 per condition with unlimited number of conditions

Tesco

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Available Policy Types

Post Office
Tesco
Cover Types
LifetimeMax BenefitTime Limited
LifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Post Office
Tesco
Minimum Premium
£82.20
£40.34
Maximum Premium
£3,930.96
£1,712.75
Average Premium
£289.31
£337.65

Premium Range Comparison

Post Office
£82.20 - £3,930.96
Tesco
£40.34 - £1,712.75

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Post Office
Tesco
Vet Fees Coverage

Covered for up to £2,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered for up to £7,500 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£100
£120
Co-payment
N/A
20%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Post Office
Tesco
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Post Office
Tesco
Death by Accident Cover
£750
£1,500
Death by Illness Cover
£750
£1,500
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£750
£1,500
Advertising & Reward
£750
£1,000
Boarding Fees
£750
£1,000
Travel Coverage

Support Services

Post Office
Tesco
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Post Office

Total Policies

10398

Dogs

6882

66%

Cats

3516

34%

Tesco

Total Policies

15407

Dogs

9905

64%

Cats

5502

36%

Post Office Distribution

Dogs
Cats

Tesco Distribution

Dogs
Cats

Making Your Decision

When comparing Post Office and Tesco, consider how each provider's strengths align with your pet's specific needs. Post Office's average premium of £289.31compared to Tesco's £337.65 should be weighed against the coverage and benefits each provider offers.

Best for Post Office:

  • Comprehensive coverage options for your pet type

Best for Tesco:

  • More affordable starting premiums
  • Established market presence and reputation

Important Considerations

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.