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Bought By Many vs Cover My

Compare pet insurance features, coverage, and pricing between Bought By Many and Cover Myto find the best protection for your pet.

Starting Premium

£50.88

Bought By Many

£67.48

Cover My

Maximum Cover

No limit

Bought By Many

£4,000

Cover My

Customer Rating

4.2

Bought By Many

4.2

Cover My

Vet Fees Cover

Covered each year up to no limit per condition with £7,000 yearly limit

Bought By Many

Covered for up to £4,000 per condition with unlimited number of conditions

Cover My

Available Policy Types

Bought By Many
Cover My
Cover Types
Lifetime
LifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Bought By Many
Cover My
Minimum Premium
£50.88
£67.48
Maximum Premium
£4,238.63
£17,941.76
Average Premium
£398.93
£695.64

Premium Range Comparison

Bought By Many
£50.88 - £4,238.63
Cover My
£67.48 - £17,941.76£67.48 - £17,941.76

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Bought By Many
Cover My
Vet Fees Coverage

Covered each year up to no limit per condition with £7,000 yearly limit

up to limit per condition/year

Covered for up to £4,000 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£160
£50
Co-payment
N/A
15%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Bought By Many
Cover My
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Bought By Many
Cover My
Death by Accident Cover
£6,000
£750
Death by Illness Cover
£6,000
£750
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£6,000
£750
Advertising & Reward
£6,000
FALSE
Boarding Fees
£2,000
FALSE

Support Services

Bought By Many
Cover My
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Bought By Many

Total Policies

10647

Dogs

7238

68%

Cats

3409

32%

Cover My

Total Policies

11928

Dogs

8588

72%

Cats

3340

28%

Bought By Many Distribution

Dogs
Cats

Cover My Distribution

Dogs
Cats

Making Your Decision

When comparing Bought By Many and Cover My, consider how each provider's strengths align with your pet's specific needs. Bought By Many's average premium of £398.93compared to Cover My's £695.64 should be weighed against the coverage and benefits each provider offers.

Best for Bought By Many:

  • More affordable starting premiums
  • Third party liability coverage

Best for Cover My:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.