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Frank Lifetime 1000 vs Perfect Pet

Compare pet insurance features, coverage, and pricing between Frank Lifetime 1000 and Perfect Petto find the best protection for your pet.

Starting Premium

£67.20

Frank Lifetime 1000

£58.28

Perfect Pet

Maximum Cover

£1,000

Frank Lifetime 1000

£4,000

Perfect Pet

Customer Rating

4.2

Frank Lifetime 1000

4.2

Perfect Pet

Vet Fees Cover

Covered each year up to £1,000 per condition with unlimited number of conditions

Frank Lifetime 1000

Covered for up to £4,000 per condition with unlimited number of conditions

Perfect Pet

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Available Policy Types

Frank Lifetime 1000
Perfect Pet
Cover Types
Lifetime
Accident OnlyLifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Frank Lifetime 1000
Perfect Pet
Minimum Premium
£67.20
£58.28
Maximum Premium
£1,103.40
£11,969.87
Average Premium
£183.99
£462.86

Premium Range Comparison

Frank Lifetime 1000
£67.20 - £1,103.40
Perfect Pet
£58.28 - £11,969.87

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Frank Lifetime 1000
Perfect Pet
Vet Fees Coverage

Covered each year up to £1,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered for up to £4,000 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£99
£90
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Frank Lifetime 1000
Perfect Pet
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Frank Lifetime 1000
Perfect Pet
Death by Accident Cover
£1,000
£750
Death by Illness Cover
£1,000
£750
Third Party Liability
£2,000,000
£2,500,000
Lost or Stolen Pet
£1,000
£750
Advertising & Reward
£200
£750
Boarding Fees
FALSE
£750
Travel Coverage

Support Services

Frank Lifetime 1000
Perfect Pet
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Frank Lifetime 1000

Total Policies

2608

Dogs

1744

67%

Cats

864

33%

Perfect Pet

Total Policies

16896

Dogs

10911

65%

Cats

5985

35%

Frank Lifetime 1000 Distribution

Dogs
Cats

Perfect Pet Distribution

Dogs
Cats

Making Your Decision

When comparing Frank Lifetime 1000 and Perfect Pet, consider how each provider's strengths align with your pet's specific needs. Frank Lifetime 1000's average premium of £183.99compared to Perfect Pet's £462.86 should be weighed against the coverage and benefits each provider offers.

Best for Frank Lifetime 1000:

  • Comprehensive coverage options for your pet type

Best for Perfect Pet:

  • More affordable starting premiums
  • Established market presence and reputation

Important Considerations

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.