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Perfect Pet vs Pet Insurance

Compare pet insurance features, coverage, and pricing between Perfect Pet and Pet Insuranceto find the best protection for your pet.

Starting Premium

£58.28

Perfect Pet

£54.08

Pet Insurance

Maximum Cover

£4,000

Perfect Pet

No limit

Pet Insurance

Customer Rating

4.2

Perfect Pet

4.2

Pet Insurance

Vet Fees Cover

Covered for up to £4,000 per condition with unlimited number of conditions

Perfect Pet

Covered for up to no limit per condition with £3,500 yearly limit

Pet Insurance

Available Policy Types

Perfect Pet
Pet Insurance
Cover Types
Accident OnlyLifetimeMax BenefitTime Limited
LifetimeTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Perfect Pet
Pet Insurance
Minimum Premium
£58.28
£54.08
Maximum Premium
£11,969.87
£2,008.78
Average Premium
£462.86
£248.90

Premium Range Comparison

Perfect Pet
£58.28 - £11,969.87
Pet Insurance
£54.08 - £2,008.78£54.08 - £2,008.78

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Perfect Pet
Pet Insurance
Vet Fees Coverage

Covered for up to £4,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered for up to no limit per condition with £3,500 yearly limit

up to limit per condition/year

Standard Excess
£90
£95
Co-payment
N/A
5%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Perfect Pet
Pet Insurance
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Perfect Pet
Pet Insurance
Death by Accident Cover
£750
£1,000
Death by Illness Cover
£750
£1,000
Third Party Liability
£2,500,000
£1,250,000
Lost or Stolen Pet
£750
£750
Advertising & Reward
£750
£700
Boarding Fees
£750
£750

Support Services

Perfect Pet
Pet Insurance
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Perfect Pet

Total Policies

16896

Dogs

10911

65%

Cats

5985

35%

Pet Insurance

Total Policies

5234

Dogs

3570

68%

Cats

1664

32%

Perfect Pet Distribution

Dogs
Cats

Pet Insurance Distribution

Dogs
Cats

Making Your Decision

When comparing Perfect Pet and Pet Insurance, consider how each provider's strengths align with your pet's specific needs. Perfect Pet's average premium of £462.86compared to Pet Insurance's £248.90 should be weighed against the coverage and benefits each provider offers.

Best for Perfect Pet:

  • Third party liability coverage

Best for Pet Insurance:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.