Halifax Pet Insurance Review
( phone – 0800 328 7906 )
Halifax Pet Insurance can give you peace of mind with coverage at prices you can afford. You will even get 5% discount when you buy online, and could get a further 10% discount, if you insure more than one pet with Halifax. Multiple discounts will be applied consecutively to the reduced premium. Minimum premiums apply. You can also get continual cover up to the policy limit each year subject to payments being kept up to date and the policy renewing each year, pre-existing conditions are excluded.
- Halifax Pet Insurance offers a 5% online discount.
- You may get a further 10% discount if you insure more than one pet.
- You can also get continual coverage up to the policy limit each year.
- Pre-existing conditions are excluded.
Their insurance provides coverage for veterinary fees, if your pet dies, is lost, stolen or strays, costs for finding your pet, boarding kennel fees, should you go into hospital, costs if you have to cancel or cut short your holiday, overseas travel coverage and third party liability coverage.
Section 1 – Veterinary fees: All reasonable costs for treatment of your pet by a vet up to £1,000 (per year), under Halifax Pet Insurance and £6,000 (peryear) under Halifax Pet Insurance Extra, including alternative and/or complementary treatment carried out under your veterinarians instruction. Costs of treatment for behavioral problems up to £200. Costs for your pet to be cremated or buried up to £100.
Section 2 – Third party liability(applicable to dogs only). Legal liability up to £1,000,000 if someone is accidentally injured or killedor their property is accidentally damaged as a result of an incident involving your dog.
Section 3 – Death of Your Pet• The purchase price of your pet up to a maximum of £500 under Halifax Pet Insurance and £1,000 under Halifax Pet Insurance Extra if it dies or has to be put to sleep by a vet following an accident orillness.
Sections 4 & 5 – Theft or straying,Advertising and Reward• The cost of local advertising if your pet is lost, stolen or strays up to £500 under Halifax Pet Insurance and £1,000 under Halifax Pet Insurance Extra. The cost of a suitable reward if your pet is lost, stolen or strays up to £250.• The purchase price of your pet up to £500 under Halifax Pet Insurance policy and £1,000 under Halifax Pet Insurance Extra if it is lost, stolen or strays and is not recovered. If your pet goes missing, you must report this to the police within 48 hours.
Section 6 – Boarding kennel fees• Up to a maximum of £500 under Halifax Pet Insurance and £1,000 under HalifaxPet Insurance Extra in total for boarding your pet at a licensed premises if you haveto go in to hospital for 48 hours or more.
Section 7 – Holiday cancellation/curtailment. Any travel and accommodation expenses up to £1,000 under Halifax Pet Insurance and £2,000 under Halifax Pet Insurance Extra, that you cannot recover if you have to cancel or cut short your holidaybecause your pet is injured or shows clinical signs of any illness while you are away or up to 7 days before you leave and needs immediate life saving surgery.
Section 8 – Overseas travel coverage/territorial limits. Provided you comply with the PETS Travel Scheme this insurance extends to cover your pet for 12 months per period of insurance while you are temporarily located in a member country of the PETS Travel Scheme or Eire for overseas travel.(Non EU countries as defined by the Department for Environment Food and Rural Affairs (DEFRA) are not covered).
Section 9 – Accidental damage• Up to £500 under Halifax Pet Insurance and a £1000 under Halifax Pet Insurance Extra for any liability that you become legally responsible to pay due to accidental damage caused by your pet.