When doing a pet insurance comparison, it is important not only to consider premiums and deductibles, but in addition to look at lifetime caps (if any) as well as coverage for pre-existing conditions.
You will want to verify the Better Business Bureau standing of the companies you plan to do business with. A person considering pet insurance should also look at for ratings seals from the ASPCA, Humane Society, NAPHIA and similar organizations.
Keeping your pets healthy from the start is the best way to not only contain costs, but also can benefit the owner with improved physical and psychological health, accidents not withstanding.
Therapy dogs and cats are widely used across the world in hospitals and clinics alike.
The connection made between humans and their pets, is greatly beneficial to both parties. In the case of dogs, the exercise that they need can be a wonderful workout for the owner as well if they would but regularly walk or run with their pet!
Some universities even bring dogs in during finals week to help de-stress their students! One example of this is at Kutztown University in Kutztown, PA. For the past three years, they have been hosting a “pet therapy” day at the semesters’ end during their final exam week, when student stress is at its’ maximum level. This year they had more than thirty animals available for the students.
The mental and emotional ties we have with our pets helps keep us balanced in so many ways, the interaction with them reaches deeper into our psyches than most therapists can with their varying techniques. This should make us want to give them the best care possible.
In Europe pet insurance has become extremely popular, in the United States it is just beginning to catch on. A lot of pet insurance issuers will cover your standard pets such as dogs, cats, kittens and puppies. At least one will cover exotic animals as well, for a higher premium cost of course!
Since animals can’t speak a language that is ordinarily understandable by humans, and tell us what may be bothering them, we may tend to procrastinate somewhat when it comes to spending extra money out of our budget to investigate an ailment. This can be especially true if we know they are up to date on their annual exams, and the owners have a busy lifestyle. However, when the problem persists long enough to present itself as serious, then all of a sudden we are making appointments with the vet, taking time off work if necessary etc.
This can lead to a rather unpleasant surprise financially, in addition to the emotional cost to the pets owner. That is where “pet insurance” can help immensely. Checking out all the various plans and companies available ahead of time and finding a plan to work within your budget will help give you peace of mind, knowing you have the bases covered when it comes to your special family member.
Pet insurance comparison can be done on-line these days and save a lot of time and hassle.